Introduction
Online shopping is the fast emerging trend in India albeit it is widely prevalent in other technologically advanced nations. Barefooted, comfort of buying from home are what made the online shopping a preferred choice for more. The widest variety, options to browse products across the globe and ability to find competitive price are added advantages of online shopping. The online shopping never closes as it is possible to shop 24/7 with access to myriad online retailers.
The comfortable of online shopping never comes sans menace, since many online scammers and phishers are waiting to steal your personal sensitive information. Online shopping is boon for these scammers to maneuver the personal information of the online shoppers. But one should be distant away from online shopping afraid of the scammers? No. The proper education about the internet safety is more than enough to keep away you from being victimized.
Steps to follow while online shopping
Online shopping may take several forms depending upon the situation; and one may not expect the way it approach you. Even circumspect internet savvy can be turned into a victim of online scam in no time. But this could be averted by following the simple methods, which one normally follows while purchasing in brick-n-mortar stores.
Know the product and seller
The proper knowledge is needed to the customers about the products they are going to buy and about the dealer they are approaching for. This can provide the users a distinct idea about the authenticity of the retailer and product. They can verify using the reputation of the business, from previous purchases, reviews and comments from online verification and customer forums etc.
Options are available for the online customers to know about the history and information of the shoppers, mostly from their website itself, using which one can be clear. In case the required information is not available in the site, it is probably a scam.
Understand the policies of the site
The online consumers are strongly advised to know the refund policies of the site, from which you are planning to buy. If you don’t find any refund clarifications in the site, it is better to call them up and make sure the details. The terms and conditions of the site can be referred to know more information about the retailers and their policies.
The other things that have to be clarified are the product delivery time, time frame for returning the product in case disappointed, chargers for the refund and other hidden charges if any.
Protect your account information
Protecting your sensitive account information is the first thing you need to do while you in online shopping. Many people tend to use the online shopping passwords that could be easily guessed. They might register with their birthday, name, family member’s name etc; this is a soft target for the hackers. By strengthening your password with case sensitive letters and special characters, you can be away from potential hackers and be safe.
Use a safe payment process
The customers need to confirm the security measure taken by the websites to safeguard the sensible information from the site. A lot of websites tend to use the Security Socket Layer (SSL) to encrypt the data from the site, which will be guardian knot to cut for the hackers. You can also check prominent website verifiers’ logos such as iNet verification to know about the security of the site.
The safe websites will ask the payment information only once and that too with highly secure and reputable organizations help. They protect your account information with necessary security arrangements, which will help to evade the information from the hackers.
Don’t be avarice
If you come across the offers that are too good to believe, better not to believe it. Most of flat offers and unbelievable pricings are strategies of the hackers to divert the attention of even circumspect persons to trap them. These unusual fewer prices compared to brick-n-mortar store are fake gimmick used to victimize the potential buyers.
Summary
Do's
- Do background web sites research
- Use credit card or online payment services instead debit card
- Trust encrypted websites, don’t trust unless
- Research website policies, terms and conditions
- Use computer security software
- Check your credit card status often
Don’ts
- Don’t trust websites, though there is mild suspicion
- Don’t pay through debit card or wire transfer.
- Don’t trust uncertified websites
- Don’t continue a website, if you feel uncomfortable
- Don’t forget to check the product as soon as arrived
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